Credit FAQ
Do I need to trade in a car or put cash down to be approved?
No, you do not need produce a down payment or trade in a vehicle here at Nissan on the Atlantic to help obtain a car loan. We can help, regardless of your credit situation!

I have a trade-in, but it's worth less than I owe on it. Can I still get approved for a car loan?

Yes! We see this situation all the time and with our large inventory selection and team of credit experts, we can get you a reliable vehicle with a lower payment even with a lower value trade-in.

I just moved to the Jacksonville area and haven't had my job for very long. Can you help?
Yes! Often, lenders like to see two years of continuous employment and residence history, but our strong lender relationships can give you opportunities to help you get approved even if you're new to Jacksonville.

I'm self-employed. Will I be able to get financed for a car?

Yes! We have lenders that will help you get financed by simply verifying your income with your tax returns from the previous two years.

I want to buy an SUV, truck or van. Is a vehicle other than a car an option for me?

Yes! Selection is never an issue. We have a huge inventory to help find the perfect vehicle for you. We have affordable SUVs, trucks, and vans as well as cars, and our used inventory goes through a rigorous inspection process and are reconditioned.

Will I be able to afford a brand vehicle like Nissan if I have bad credit?

At Nissan on the Atlantic we offer not only the newest Nissan lineups, but also a vast selection of used vehicles that are very affordable for customers in your credit bracket. Search our cars under 10k to find the right fit for you.

RECALL NOTICE: Some vehicles offered for sale may be subject to unrepaired manufacturer safety recalls. To determine the recall status of a vehicle, visit or click here.